Gestational Surrogacy Cost in Virginia Beach, VA
People or couples who are unable to carry a pregnancy to term because of illnesses, infertility, or other circumstances may choose to consider gestational surrogacy. Get expert medical care from a top reproductive, and fertility doctor Robin L Poe-Zeigler, MD, FACOG, and specialists at The New Hope Center. For more information, contact us or schedule an appointment online. We are conveniently located at Oceana Place 448 Viking Drive, Suite 100 Virginia Beach VA 23452.
Table of Contents:
How much does it cost to have a gestational surrogate?
Is gestational surrogacy covered by insurance?
Is gestational surrogacy more expensive than traditional surrogacy?
How much is surrogacy if you use a friend?
Gestational surrogacy is a type of assisted reproductive technique. An embryo created through virto-fertilization is implanted in the uterus of a surrogate mother in order for her to carry the pregnancy to term on behalf of another individual or couple in gestational surrogacy. As the embryo is made using the eggs and sperm of the intended parents or donors, the surrogate mother or gestational carrier does not genetically contribute to the child.
The intended parents must pay for the entire process- expenses related to the creation of the baby- such as medical and IVF treatments, embryo transfer, genetic testing and verification, gamete and egg banking, pre-surrogate training, pregnancy monitoring and support programs after the surrogate gives birth. They must also pay for everything she needs during her pregnancy including food, housing, transportation, and medical bills. Since gestational surrogacy is an expensive technique due to the high costs of medical procedures and maintaining a surrogate’s health during her pregnancy, it is expected that it will be more difficult for people with lower incomes to have this procedure done.
As a Virginia surrogate, you have the opportunity to earn between $50,000 and $60,000 in total compensation and benefits. Surrogate mothers receive a base fee of $30,000 to $35,000, plus additional compensation and benefits at milestones in their journey.
Every surrogacy case is unique and involves factors that can affect the total cost and price. The average cost of surrogacy ranges from $190,000 to $230,000, depending on the individual arrangement. In states like California where surrogate mothers are in high demand, the cost may be a little higher. Costs for legal requirements and other services also vary by state. However, surrogacy costs do not vary much between major metropolitan areas.
There are no ACA medical plans specifically designed for surrogate women. She must have a health insurance plan that does not preclude using the policy’s maternity benefits while she acts as a surrogate mother.
Only a careful evaluation of the surrogate’s policy by a qualified insurance professional with knowledge of the fertility industry can determine whether the surrogate’s policy is suitable for the surrogacy cycle. There are many variables to consider and be aware of during the surrogacy process. It is important to work with someone who understands the challenges, changes, special skill requirements and timing of entry requirements. Self-funded versus fully-funded policies, open enrollment by employers, or unemployment are a few variables that can affect your cycle.
Your surrogate has two solid options for maternity care. The first is traditional health insurance, usually purchased under the Affordable Care Act (ACA) and based on the ZIP code where the surrogate lives.
The second option contracts maternity liability insurance. This plan is underwritten by Lloyd’s of London and is not a health insurance plan. Instead, it only covers the intended parents’ contractual obligation to pay for the surrogate’s medical expenses. It works a lot like a traditional medical plan.
A traditional ACA plan can cost anywhere from $11,000 to $13,000, with out-of-network fees driving up prices even further.
If you purchase alternative maternity liability insurance and use it as your primary insurance, the cost will be slightly higher. Only singleton or twin pregnancy surrogates are eligible for this type of program; it does not apply to triplet or higher order multiple pregnancies.
The average cost of these plans is $25,500 to $28,350 for women with singleton pregnancies and $42,500 to $43,350 for women with twin pregnancies.
Gestational surrogacy (also known as gestational cloning, biobanking, artificial biotechnology, and sometimes referred to as ‘therapeutic cloning’ or ‘cloning for medical research purposes) is a form of assisted reproductive technology that allows a couple unable to biologically produce offspring to create a baby. One of the main differences between gestational surrogacy and traditional surrogacy is that gestational surrogacy is intended to be utilized by people who want to have their own babies and are unable to do so due to physical problems, age, or mental capability.
The surrogate must also pay for all of her expenses related to carrying the baby but she does not have to worry about covering the costs associated with creating the baby. She must also be willing to devote time and resources to raising the child she created. The surrogate must also be able to provide a home environment suitable for raising her child once she has been born. The surrogate must also be willing to provide emotional support for the child after birth and until she can find a permanent home for her child. It is estimated that a gestational carrier will cost the intended parents $45,000.
Surrogacy is an emotional and intimate family-building process. It’s no surprise that a family member or friend of the Intended Parents (IP) would like to be their surrogate. If an IP chooses someone close to them as a surrogate mother, they should still follow the surrogacy process, including signing a legal contract.
Using a friend or family member will only lower the cost of surrogacy if the woman chooses not to receive surrogacy compensation. Otherwise, the cost of surrogacy with a friend is similar to the cost of having a surrogate mother found for you by an agency, ranging from $100,000 to $200,000.
Gestational surrogacy can be a life changing, and emotional experience for everyone involved. If you have any questions in regards to surrogacy in Virginia Beach, VA, contact our clinic today! Get proper medical care from the best reproductive endocrinologist, fertility doctor Robin L Poe-Zeigler, MD, FACOG, and specialists at The New Hope Center. For more information, contact us or schedule an appointment online. We are conveniently located at Oceana Place 448 Viking Drive, Suite 100 Virginia Beach VA 23452. We serve patients from Virginia Beach VA, Rudee Heights VA, Lynnhaven VA, Linkhorn Estates VA and Dam Neck VA.